What Currency is Used in Ireland? A Complete Guide for Travelers

If you are planning a trip, you might be wondering: what currency is used in Ireland? The official currency of the Republic of Ireland is the euro (€). This means when you visit Dublin, Cork, or Galway, you will need euros to pay for food, transport, and shopping. However, if you travel to Northern Ireland, the currency is different. They use the British pound (£) instead of euros.

Many tourists get confused about what currency is used in Ireland, especially because Northern Ireland and the Republic of Ireland have different money. But don’t worry! In this guide, we will explain everything you need to know about using cash, withdrawing money, and paying with cards in Ireland.

What Currency is Used in Ireland? A Quick Answer

The official currency of the Republic of Ireland is the euro (€). This means that in cities like Dublin, Cork, and Galway, you will use euros for all payments.

In Northern Ireland, which is part of the UK, the currency is the British pound (£). This is important if you plan to travel between both places.

Here are some quick facts about the currency in Ireland:

• Republic of Ireland: Uses euros (€).
• Northern Ireland: Uses British pounds (£).
• Euro banknotes: Available in €5, €10, €20, €50, €100, and €200.
• Euro coins: Available in 1c, 2c, 5c, 10c, 20c, 50c, €1, and €2.

Why Does Ireland Use the Euro? A Short History

The Republic of Ireland switched to the euro (€) on January 1, 1999. Before that, they used the Irish pound (punt, £IR).

In 2002, euro banknotes and coins were introduced, replacing the Irish pound completely. Since then, the euro has been Ireland’s official currency.

Reasons why Ireland uses the euro:

• Part of the European Union – Ireland joined the EU in 1973.
• Easier for trade – Using the euro makes business easier with other EU countries.
• Stronger economy – The euro helps keep prices stable and trade simple.

Does Northern Ireland Use the Same Currency?

No, Northern Ireland does not use euros. It is part of the United Kingdom, so they use British pounds (£) instead.

If you visit places like Belfast or Derry, you will need British pounds to pay for things. Some shops may accept euros, but they might charge extra or give a bad exchange rate.

When traveling between the Republic of Ireland and Northern Ireland, remember:

• Use euros (€) in Dublin, Cork, and Galway.
• Use British pounds (£) in Belfast and Derry.
• Some places in Northern Ireland accept euros, but not all.

Where Can You Exchange Money in Ireland?

There are many places to exchange money in Ireland. Some options are cheaper than others, so choose wisely.

Best places to exchange currency:

• Banks – Safe option, but fees may be high.
• Currency exchange offices – Found in airports and cities, but rates vary.
• ATMs – Convenient, but check if your bank charges extra fees.
• Online currency services – Some websites offer better exchange rates than banks.

Before exchanging money, compare rates and avoid tourist traps that overcharge.

Is It Better to Use Cash or Card in Ireland?

Many travelers wonder if they should carry cash or use a card in Ireland. The answer depends on your spending habits.

Using Cash:

✅ Accepted everywhere.
✅ Useful for small purchases.
✅ No card transaction fees.

Using a Card:

✅ Convenient for hotels and big shops.
✅ Contactless payments are common.
✅ Safer than carrying lots of cash.

Tip: Always choose to pay in euros when using a card to avoid extra charges.

How to Find the Best Exchange Rates for Euros

Getting a good exchange rate means you save money when converting to euros.

Ways to get the best rates:

• Check online comparison tools before exchanging money.
• Avoid airport exchanges, as they have high fees.
• Use travel cards that offer low exchange fees.
• Withdraw euros from ATMs in Ireland, but check for extra charges.

Smart planning helps you get more value for your money.

Can You Pay in Pounds in the Republic of Ireland?

No, most places in the Republic of Ireland only accept euros (€). However, some tourist spots may take pounds, but at a bad exchange rate.

If you have British pounds:

• Exchange them for euros at a bank or exchange office.
• Use a card to avoid carrying too much cash.
• Keep some small euro notes and coins for daily spending.

Withdrawing Money in Ireland: ATM Tips

ATMs are easy to find in Ireland, but some may charge fees.

ATM Tips:

✔ Use bank ATMs for lower fees.
✔ Withdraw larger amounts at once to save on transaction costs.
✔ Check if your bank charges extra fees before you travel.

Avoid ATMs in tourist areas, as they often have higher fees.

What is the Best Way to Carry Money While Traveling?

To stay safe and organized, it’s best to carry a mix of cash and cards.

Best options for carrying money:

• A small amount of cash for daily spending.
• A debit/credit card for bigger purchases.
• A travel money card to avoid foreign exchange fees.

Always keep your money in a secure place while traveling.

Conclusion

Now you know what currency is used in Ireland! The Republic of Ireland uses the euro (€), while Northern Ireland uses the British pound (£). If you visit both places, plan ahead and carry the right currency.

Using cards and ATMs is easy, but checking fees and exchange rates can save you money. Whether you use cash or a card, smart planning will make your trip stress-free.

FAQs